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With reference to the 'public curfew' on 22nd Mar declared by the Honorable Prime Minister followed by 21 days of Nationwide Lockdown from 24thMar, 2020.To address the developing economic circumstances, the Reserve Bank of India (RBI),through a notification titled COVID-19 Regulatory Package, the Statement of Development and Regulatory Policies released on March 27, 2020, where inter alia certain regulatory measures were announced to mitigate the burden of debt servicing brought about by disruptions on account of COVID-19 pandemic and to ensure the continuity of viable businesses. In this connection the Board of Directors has approved a COVID-19 Recovery Package. For more information please refer to "Link to the policy"
This is to notify the general public that some unscrupulous persons are posing themselves as employees/representatives/agents of S.M.I.L.E Microfinance Limited, with a motive to cheat the innocent Public. Their modus operandi is to contact innocent victims through phone calls/sms, online advertisements and fake letters, enticing people with low interest rate loans from S.M.I.L.E Microfinance Ltd and in the process extract amounts from them in the name of processing fee/deposit/fee to be transferred online to their bank accounts. The public is therefore advised not to fall prey to such imposters and their fraudulent activities. Beware of people who do not meet you in person and who insist on processing your loan through WhatsApp or through any other phone app.
We wish to caution the general public that S.M.I.L.E Microfinance Limited has neither appointed nor authorized any person or agency to offer Loans/ Business Loans online on such websites, or through phone calls/SMS or to issue any letters or act to act on our behalf or use the name, trademark and logo/websites. We have only one official website, www.smileltd.in. Our official social media pages are www.linkedin.com/company/smile-microfinance. We do not have any official pages on Facebook or Twitter.
If you are in doubt or should you come across any such fraudulent incident or have any information regarding solicitation for offering of loans on behalf of S.M.I.L.E Micro-finance Limited, please assist us in taking appropriate action to curb their malafide activities.
You may write to us at info@Smileltd.in
or call us on our Toll Free Phone Number 1800 102 1031
(Toll free timings: available from 10:00 am to 06:00 pm - Monday to Friday)